# Math (TAG): Personal Finance

### Suggested Time Frame: 12 Instructional Days

##### Focus TEKS

Grade 3 Financial Literacy

• 3.9A  explain the connection between human capital/labor and income; – S
• 3.9B  describe the relationship between the availability or scarcity of resources and how that impacts cost; – S
• 3.9C  identify the costs and benefits of planned and unplanned spending decisions – NT
• 3.9D  explain that credit is used when wants or needs exceed the ability to pay and that it is the borrower’s responsibility to pay it back to the lender, usually with interest; – S
• 3.9E  list reasons to save and explain the benefit of a savings plan, including for college – S
• 3.9F Identify decisions involving income, spending, saving, credit, and charitable giving NT

Grade 4 Financial Literacy

• 4.10B Calculate profit in a given situation- S
##### Computational Fluency TEKS

Grade 4 Multiplication Fluency with 2-digit Numbers

• 4.4B determine products of a number and 10 or 100 using properties of operations and place value understandings S
• 4.4C represent the product of 2 two-digit numbers using arrays, area models, or equations, including perfect squares through 15 by 15 S
##### Spiral Review TEKS

Problem Solving with Addition and Subtraction of Whole Numbers and Decimals

• 4.4A add and subtract whole numbers and decimals to the hundredths place using the standard algorithm; – R RC2
• 4.4B determine products of a number and 10 or 100 using properties of operations and place value understandings S

Multiplication and Division Representations and Problem Solving

• 4.4H solve with fluency one- and two-step problems involving multiplication and division, including interpreting remainders. – R RC2
• 4.5A represent multi-step problems involving the four operations with whole numbers using strip diagrams and equations with a letter standing for the unknown quantity; – R RC2

Measurement Units, Liquid Volume, and Weight

• 4.8A  identify relative sizes of measurement units within the customary and metric systems S
• 3.7D  determine when it is appropriate to use measurements of liquid volume (capacity) or weight S
• 3.7E  determine liquid volume (capacity) or weight using appropriate units and tools S
• 4.8C solve problems that deal with measurements of length, intervals of time, liquid volumes, mass, and money using addition, subtraction, multiplication, or division as appropriate. [elapsed time] R
• 3.7C determine the solutions to problems involving addition and subtraction of time intervals in minutes using pictorial models or tools such as a 15-minute event plus a 30-minute event equals 45 minutes S